The traditional option

With our traditional option, you choose one of three hospital lists when you take out the policy, and if you claim your GP can refer you to any named specialist.

You can then choose to be treated at any hospital on your chosen list.

Choose from three hospital lists

Choose from three hospital lists, with the list with the most hospitals being the most expensive.

Your choice of specialist

Accept the recommendation of your GP or conduct your own research to identify a specialist.

Exceptional core cover

Our core cover comes with a range of additional benefits to enhance your cover further.

The guided option

With our guided option, you don’t choose a hospital list when you take out the policy.

However, if you claim your GP makes an open referral to a type of specialist and we recommend a shortlist of specialists for you to choose from.

Lower premiums

We pre-negotiate fees with our pool of consultants so we can keep premiums lower.

Shortlist of specialists

We always recommend specialists based on your diagnostic and treatment needs.

Exceptional core cover

Our core cover comes with a range of additional benefits to enhance your cover further.