Health+

Refreshingly affordable
premiums.

<p><img src="/media/dqojwexl/newlogo.svg" alt="Health+"></p>

Refreshingly affordable
premiums.

Health+ is now available in two cover options, traditional and new lower cost guided. So, now it’s even easier to get the health insurance you need at a price you can afford.

 

Traditional or guided

Both offer the same exceptional core cover, so what’s the difference?

The traditional option

With our traditional option, you choose one of three hospital lists when you take out the policy, and if you claim your GP can refer you to any named specialist.

You can then choose to be treated at any hospital on your chosen list.

Choose from three hospital lists

Choose from three hospital lists, with the list with the most hospitals being the most expensive.

Your choice of specialist

Accept the recommendation of your GP or conduct your own research to identify a specialist.

Exceptional core cover

Our core cover comes with a range of additional benefits to enhance your cover further.

The guided option

With our guided option, you don’t choose a hospital list when you take out the policy.

However, if you claim your GP makes an open referral to a type of specialist and we recommend a shortlist of specialists for you to choose from.

Lower premiums

We pre-negotiate fees with our pool of consultants so we can keep premiums lower.

Shortlist of specialists

We always recommend specialists based on your diagnostic and treatment needs.

Exceptional core cover

Our core cover comes with a range of additional benefits to enhance your cover further.

HEALTH+

More options for you to find the right cover at the right price

Core cover

Both traditional and guided options share the same exceptional core cover.

Core cover

A step-by-step guide to cover options

How to shape a policy to meet your needs perfectly.

A step-by-step guide to cover options

Hospital choices

Traditional policies offer a choice of hospitals.

Hospital choices
Premium comparison calculator.

Our new premium comparison calculator lets you quickly see how our product options are likely to affect premiums.

  • Compares three scenarios

  • Helps you to balance benefits with costs

  • Models cover options for you

  • Download comparisons as a pdf

Discover more
Literature

Well worth a read.

Product Guide
Health+

Product Guide

Download
Policy Document
Health+

Policy Document

Download
IPID (Policy Summary)
Health+

IPID (Policy Summary)

Download