Check in on your life insurance, it misses you.

Life changes, and so should your protection. Whether you’ve recently moved house, welcomed a new family member, or simply haven’t looked at your policy in a while, it’s important to regularly check if your life insurance still meets your needs.

Whilst we can’t offer financial advice, we can help you think about the kinds of questions that might be worth asking yourself:

• Has your mortgage or rent changed?
• Do you have new financial responsibilities or dependents?
• Would your current cover be enough to support your loved ones if the unexpected happened?

Things to think about 

There are a couple of ways you can make changes. You might want to explore:

• Decreasing your cover 

You can reduce the benefit or term of your policy at any time. We just need to make sure it doesn’t fall below the minimum limits allowed and your premium doesn’t fall below our minimum level

• Increasing your cover

You can apply to increase your benefit at any time so long as the change does not exceed our maximum limits. Increases may require additional underwriting and will mean your premium goes up. But don't worry, we'll always let you know the new amount before anything changes on your policy.

You can find out more about both options in your Policy Document.

Need Help Deciding?

If you're unsure what’s right for you, we recommend speaking to your financial adviser to help you explore your options and make informed decisions.