Health+

Refreshingly affordable
premiums.

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Refreshingly affordable
premiums.

Health+ is now available in two cover options, traditional and lower cost guided. So, you now have even more options to make health insurance affordable for clients.

 

NEW guided option

Lower premiums without any loss of cover.

Our new guided option is a lower cost alternative to our traditional option.

Unlike traditional health insurance, where customers select a hospital list when they arrange cover, with our guided option we recommend a shortlist of suitable specialists when they contact us to make a claim.

With our guided option we pre-select a pool of specialists, this enables us to secure preferential fees to ensure lower premiums and organise fast access to treatment.

Key benefits of guided

Key benefits of guided

Lower premiums

Customers benefit from pre-negotiated fees with our pool of specialists.

Convenience assured

We always look to recommend specialists in a convenient place for you.

Key benefits of guided
Shortlist of specialists

We recommend specialists based on your client's diagnostic and treatment needs.

Fast access

Because we’re in control of the whole process you get fast access to a specialist. 

Traditional option

For clients who value choice

For clients who like to choose a hospital when they come to claim, our traditional health insurance is the right choice. With the same exceptional core cover and policy add-ons, your clients can choose from one of three hospital lists when they choose Health+.

Key benefits of traditional

Key benefits of traditional

Exceptional core cover

At the heart of every Health+ policy is exceptional core cover, including unlimited cancer cover and full in-patient cover.

Choice of three hospital lists

Choose from three hospital lists, with the
list with the most hospitals being the most
expensive.

Key benefits of traditional
More choice of specialists

Your clients can accept the recommendation of their GP or conduct their own research to identify a
specialist at one of their chosen hospitals.

Fast access

Health+ is designed to give fast access to the best possible treatment.

HEALTH+

More options so you can make health insurance more affordable for more people.

Core benefits

Both traditional and guided options share the same core cover.

Core benefits

A step-by-step guide to cover options

How to shape a policy to meet your clients’ needs perfectly.

A step-by-step guide to cover options

Hospital list

Traditional policies offer a
choice of hospitals.

Hospital list
Premium comparison calculator.

Our new premium comparison calculator lets you quickly see how our product options are likely to affect premiums.

  • Compares three scenarios

  • Helps clients balance benefits with costs

  • Models cover options for discussion with clients

  • Download comparisons as a pdf

Discover more
Literature

Well worth a read.

Product Guide
Health+

Product Guide

Download
Policy Document
Health+

Policy Document

Download
IPID (policy summary)
Health+

IPID (policy summary)

Download