We surveyed 2,000 working adults in the UK on their health and financial fears over the last 12 months and found the top health concerns stem from news about NHS waiting times for treatment and delays in speaking to a GP.

Karen Woodley, Head of Healthcare Distribution at The Exeter, examines some of the key factors that go into ensuring consumers get the right level of health insurance cover and healthcare options as demand for private access continues to grow.

The private health insurance landscape is shifting in the UK as the cost of living crisis pinches budgets and prompts consumers to consider cutting costs. 

It’s widely publicised that NHS waiting lists continue to rise. The latest figures show that over seven million people in England are waiting for treatment, and 6% have been waiting for over a year. This has been one of the reasons for an increase in uptake of health insurance, but what about those people who don’t have health insurance? Find out more in this article.

As the cost-of-living crisis deepens, many people across the UK are facing health and financial challenges. Our recent research, 'Challenging Times: The health and financial fears of UK workers’, found that 81% of people have changed their spending habits in recent months because of the increased cost of living. 

Affordability is the main reason for UK workers not purchasing insurance products. This may not be surprising given the current cost of living crisis, but it’s not a new challenge for our industry. This article looks at the affordability challenge for your clients and how you can overcome it.