With 91% of UK homeowners having no form of income protection in place, there’s no better time than now to bring this up with your clients. There’s a lot of common misconceptions around the importance of income protection and we’re here to bust these myths using some of our key claims statistics.
Whether you have private health insurance or not, the beginning of a health journey usually starts with a GP appointment. However, not everybody can access a GP appointment when they need to. This article explores the value of remote GP services for referrals.
We want to support you when it comes to your client conversations and giving income protection more airtime. That’s why we created our income risk calculator. Watch our animation to see how you can put income protection centre stage in your conversations.
In his latest insight, Steve Bryan looks at why income protection should not fall victim to rising household costs. This article was originally published in FTAdviser on 31/05/2022.
Your clients will have spent a long time getting their home just the way they want it, but how many of them have thought about how they would keep up their mortgage repayments if they were too ill to work?
Given the average IP claim for policies with full-term claim periods at The Exeter is almost 24 months, the financial implications of illness are clear.
As many clients undergo career transitions, outlining the importance of taking out or updating an IP policy should be a priority for advisers. By initiating discussions on IP with clients that have shown an appetite for a job move, advisers can better ensure their financial security in the future.
When discussing income protection with your clients, why not use our latest claims statistics to demonstrate the value the cover provides?
Value added services are by no means a new thing in our industry but finding published data on how your clients are using these services isn’t always easy. That’s why we’re excited to launch our second ‘HealthWise’ report.